Personal loan in Poland for foreigners

Update: 27.10.2022

Access to 16 banks: BNP Paribas, Alior, Santander, mBank, PKOBP, Millennium, Pekao, ING, Pocztowy, BOŚ, Nest, Citi, neoBank, Credit Agricole, BPS, SBR.

Basic requirements:

• Residency Card (if you are from outside EU)
• Certificate of registration of an EU citizen residence (if you are from EU)
• PESEL number (Polish Personal Identification Number)
• Income in Poland

The typical lending terms:

• Loan amount – up to 300000 zł
• Period – up to 10 years
• Interest rate – from 9.49%
• Arrangement fee – from 0%
• No early repayment charge

Case Studies:

• Client from India, 23 years old, monthly salary 3500 zł. He required 65000 zł with a low monthly payment. We arranged 65000 zł, interest rate 9.49%, arrangement fee 0%, monthly payment 841 zł.
• Client from Nepal, 29 years old, monthly salary 2540 zł. He required 36000 zł. We arranged 36000 zł, interest rate 11.99%, arrangement fee 2% (included into loan amount), monthly payment 527 zł.
• Client from the UK, 72 years old, monthly pension 6500 zł. He required 120000 zł for maximum term. We arranged 120000 zł for 8 years. Monthly payment: 1989 zł.

Using Mariusz Zieliński has many benefits:

• Instant access to 16 banks
• Impartial advice from qualified, experienced loan advisor
• No time wasted applying to banks that will eventually say No. We apply to the right banks.
• One to one loan broker and administration support with a professional person who is always contactable and have a 'can do' attitude

How we are paid:

Our service is 100% free for you. You won't pay us any fees. A bank will pay us a fee. Our company principle is to deliver first class loan advice, to treat customers fairly and to build a lifetime relationship that is of much more value than one transaction.

Please feel free to contact me - Mariusz Zieliński